The information contained on the following and resuming web pages is based on data of the companies mentioned, which we consider as reliable. We do not take any responsibility for the correctness, or completeness of the data or any statement on these web pages behind the hyperlinks. Any form of disclosure, reproduction, redistribution is prohibited.

As we are unable to neither guarantee the authenticity and completeness of the information disclosed nor obviate any kind of unauthorized manipulation by third parties, we exclude ourselves of any responsibility for any loss or damage arising in any way from its use or for any virus or other defect that may affect any computer system. Neither RIC Consulting Ralph Chammas nor its partners will take over any responsibility for the further use of these pieces of information.

The links to the following web pages are exclusively intended for information purposes only. For the following and resuming web pages, which are intended primarily for readers in the European Union, German law is applicable. By indicating the hyperlinks on our websites we principally neither intend to solicit an offer nor a suggestion to sell or purchase any of the securities and financial instruments mentioned in the following web pages and in particular not to readers in the USA or in Canada or in other jurisdictions outside of the EU.